Get money, and get it fast!

These are the types of promises you hear from payday loan companies. And when you are strapped for cash and need it fast, those promises can be music to your ears.

But payday loan companies have also gotten a reputation for shady business practices.

Are they safe? Are they reliable? Should you use them?

Like most people, there are times when you might actually need money to pay for a bill or an emergency. And it’s important to know if payday loan companies are a legitimate way to help.

While payday loans are not recommended in general, there are times when they might be unavoidable.

To help you out, we’ve compiled a list of the four top payday loan companies out there.

So if you want to know who you might be able to turn to in that dire situation when you need to use a payday loan company, keep reading!

What Are Payday Loans?

First, let’s talk about what payday loans are.

Payday loans, or as they are sometimes called, cash advances, are basically loans of anywhere from a couple hundred bucks to thousands of dollars that are paid out extremely quickly.

Once you qualify for a payday loan, which involves giving them your identifying details and minimum income verification, your payday loan money is usually sent straight to your bank account within about a day.

And they are, theoretically, expected to be paid back quickly. The reason they are called payday loans is that you are supposed to pay back the loan, with added interest, on your next payday at work.

Top Payday Loans

So, without further ado, here are the top four payday loans on our list.

Keep in mind that all payday loans come with a similar agreement, which is you get money fast in return for paying back a huge level of interest.

So, buyer beware!

CashNetUSA

This is the company that basically started the trend of payday loans online. They were up and running on the web nearly four years before their main competitors.

They are a direct lender, and we like them because their application, communication, and depositing process are all pretty top notch.

We also like the fact that they give users a coupon for a discount. You can’t use it a bunch of times or anything, but still a nice perk.

Check Into Cash

This place is one of only a couple payday loan companies that have Better Business Bureau accreditation. And the BBB gives them an A+ rating, which isn’t something to scoff at.

We also like that when we tried to find any legal action taken against the company, there wasn’t anything there.

Ace Cash Express

Ace is the oldest company on this list, having been founded in 1968. And they’ve had an online presence since 1997.

While they are accredited with the BBB, they do hold an A+ rating, which probably means they’ve done a good job at addressing complaints registered online.

And they are a direct lender, which is good.

Rise Credit

This is the newest kid on the block and is another company that does only payday loans online.

One positive is they deal in higher dollar amount loans: Installments of $500 to $5000. And their BBB reviews are actually pretty solid for a short-term loan company.

The Right Choice

We can’t tell you which company will be the exact right choice for you. But this list should get you started with four of the top payday loan companies to choose from.

Just remember to pay back your loan quickly, so you don’t run into further financial troubles!

And if you have any questions, or want to chat about payday loans, we’d be happy to fill you in. Visit our site today for a lot more info!